43 Comments

Perodua – Interest Rate 2012


Model Minimum Average Grad Scheme Optimum Salary
Perodua Viva 2.90% 2.95% 3.10% From 1,500
Perodua Myvi 2.85% 2.90% 3.10% From 2,000
Perodua Alza 2.80% 2.85% 3.10% From 2,250

Optimum salary is a good reference for those who want to apply the car loan without having to provide a guarantor. Discounts only applicable for Perodua Viva and Perodua Alza only. On top of that, we can provide you lots of free gifts if you purchase from us. You just need to contact our Authorized Perodua Car Dealer at 019-3559448.

About these ads

43 comments on “Perodua – Interest Rate 2012

  1. hi, how to get this discount (eg. for alza), with salary of RM2.3k

    • Its simple. Give us a call and we’d tell you the latest promotion if you purchase any Perodua Cars from us. Our number is 019-3559448 and there will be a discount for Alza and you shouldn’t be worried about that.

  2. My salary is 1,400 + OT = 1,600 – 2,000 per month, consistently. Clean record, no heavy financial commitment with any bank. Family is getting bigger, I want to get Alza Premium Manual priced at 61000 with 9-year loan. I don’t want to get a guarantor. What is the minimum d/p must I put down in order not to use any guarantor? I already saved about 9K. Do I qualify for a car loan based on my salary and big d/payment?

    • Hi wang, we can’t really give you any confirmation on this as you need to provide your documents as we need to double check with the bank. However, based on our experience, it would be hard for you to get a loan because your basic doesn’t meet the minimum requirement. If you are a married couple, we would recommend you to do joint income loan with your husband. We also need to get more details from your side and kindly contact us whenever you are ready.

  3. What if I could come up with 18K d/p, would I still need to apply for a joint income loan? Again, I don’t want to use any guarantor, too much hassle and no one is willing to do it nowadays. So, with 18K d/p, loan would be about 43K, doesn’t my gross salary of 1,600 – 2,000 qualify?

    • Hi Wang, then it should be possible. Kindly forward your documents to us for further review. We would then submit to different banks for the loan application process.

      • Thank u for your response, need to discuss w/ the wife. Again, my conditions are: NO joint application and NO guarantor on my loan of 43K for 9 years with monthly gross salary of 1,600 – 2,000. If it is possible, I will contact you when I am ready. If it is not possible, I don’t want to waste my time as I work in Kedah. Thank you.

  4. Hi, saya contract staff.. Basic RM2.6k… tolak epf, insurans, loan ptptn balance dalam RM2k..So if nak amik Myvi SE 1.5 baru ley lepas tak kalau buat loan. Coz skang bank tngok net salary.. n interest rate skang brp ek?

  5. Tuan/Puan,

    Gaji asas saya ialah MYR1200++ dan jika dicampurakan dengan elaun, over time, gaji bulanan saya mencecah hingga MYR1800++. Saya bercadang untuk membeli sebuah perodua alza – 1.5SXi yang berharga MYR60,500++. Saya seorang graduan dan sudah berkerja selama 2 tahun. Masalah utama ialah, saya ingin membeli kereta untuk keperluan keluarga di kampung (Kelantan). Untuk makluman pihak Tuan/Puan, saya
    sekarang berkerja di Melaka. Saya juga tidak mempunyai lesen memandu, cuma ingin menjadi penjamin kepada ibu saya. Diharap pihak Tuan/Puan dapat memberi sedikit pandangan/nasihat berkenaan masalah ini.

    Terima Kasih.

    Ali Imran

    • Ali Imran, anda ingin menjadi penjamin bagi ibu kan? Adakah ibu anda masih berkerja? Boleh sediakan copy ic, lesen, bank statement, pay slip 3 bulan (jika ada). Dokumen yang anda perlu sediakan adalah bank statement, payslip dan copy ic.

  6. Ibu saya ialah seorang suri rumah. Tidak berkerja. Apakah peratusan yang saya ada?

  7. Hi,

    I am a foreign worker and wanted to buy Myvi EZi Premium -1300cc Automatic.

    1. What are your requirements for foreign workers like us?
    2. How much is the minimum downpayment?

    Thank you,
    Kat

    • Hi Katerina, sorry for a late response.

      Please note that you have to provide at least 20% down payment for the car you would like to purchase. You also need to make sure that you have a working permit, visa, driving license, bank statements and pay slips.

      Maximum loan you can do is 5 years but you can get an extension if you have a local guarantor. Kindly call us at 019-3559448 for more information on this.

  8. Good morning,

    I am from Ipoh. Would like to find out if any Perodua car dealer in Ipoh is giving out any discounts next month. I would like to buy a Myvi 1.3 – Automatic.

    Thanks and regards,
    Laura

    • Hi Laura, our branch is in Selangor but we do have clients from other states. Let us know if you are interested, we can deliver the car to your house if you want, it wouldn’t be an issue. Our number is 019-3559448

  9. Hi,

    I’m an expat and would like to get a Viva Black Auto. My monthly salary is 6000.

    What are the requirements?

    Also is it possible for 0 deposit?

    Thanks and have a great day!
    Ann

    • Hi Ann,

      It’s not possible to do full loan in your case. For non-malaysian, bank would require you to provide 20% down payment. You have to provide your visa, working permit, driving license, pay slip (latest 3 months) and bank statements (latest 3 months). Give us a call at 019-3559448 whenever you are ready.

  10. Hi, I am a fresh graduan. My salary is about RM 2500 without minus all the socso, epf and etc.
    1.)Am i possible to purchase a Perodua Alza EZI with down payment of 8k-10k?
    2.)What is the interest rate then?
    3.)How much i have to pay monthly?

  11. Good afternoon sir,
    Im a fresh graduate going to start work in June. My estimated salary is around 3k before minus the others tax, fee n etc. Im interested in myvi 1300cc auto.
    1. Would like to know more about the minimum down payment, the interest rate that i wil get?
    2. And sir u also mentioned about the delivery to other state. I lived in kedah, is it also within the delivery range n wil there b extra charge on tat, if so how much wil it be?
    3. And wat is grad scheme mentioned above in the table?
    Look forward for ur reply^^

  12. If i take the grad scheme, wil i stil need to provide the down payment?

    • Hi sir,
      You don’t need to pay any down payment if you are going to take the graduate scheme. In term of delivery, yes we can deliver the car to your house but we’d charge you the cost of gas and toll. It would be around RM 200 if you don’t mind.

      The interest rate that you would get under graduate scheme is 3.1% and that’s the lowest rate under that scheme. It would be best if you can pass us your document which include a copy of your ic, driving license, job offer letter and bank statements if you have it.

      Let us know if you are interested to deal with us. We would definitely give you the best service we could offer. Our number is 019-3559448

  13. salam…
    gaji pokok termasuk elaun tetap = 2,900
    gaji bersih bersih = 760 (potongan untuk isteri 350,rumah,dll)
    potongan untuk isteri tolak dlm payslip, masuk dalam akaun isteri

    gaji pokok isteri = 2200
    gaji bersih = 1947

    layak x kalau nak buat full loan untuk alza @ preve RM 60 000.

    • Wasalam sham, jika tuan membuat joint income loan, mungkin ia tidak mempunyai masalah. Boleh hubungi pihak kami di 019-3559448 untuk membuat temu jnji. Pihak kami boleh cuba bantu anda tetapi proton preve perlukan booking kerana stock memakan masa dalam 1-2 bulan mengikut warna.

  14. Hi sy ayu..gov staf..nk amik alza..gaji rm3k..bpe interest skang?

    • Salam ayu, gaji 3k tiada masalah untuk dapatkan pinjaman. Interest adalah dalam lingkungan 2.8-2.9% bergantung kepada kelayakan. Jika ayu berminat, pihak kami akan hantarkan quotation ke email wirdayu.

      Sila kemukan jumlah down payment yang ingin dibuat dan juga model Perodua Alza tersebut (i.e Perodua Alza Premium Auto (Solid))

  15. how come the interest rate is not fixed? can i hv the latest interest rate for Jun-2012? I would like to purchase for Alza Premium (A). Thks!

  16. Hi Ihsan,

    I am an expat with > RM 5k/month sal. I would like to get a Myvi 1.5 SE and willing to pay 20% as down payment. Also i have the necessary docs. Is it possible to get a bank loan with 5yrs repayment. If yes, i shall then contact you. Thanks mate..

  17. forgot to add, “without gurantor and above condition” is it possible. thx

  18. Hi Sir, my nett salary is RM1600, can I get a graduate scheme for Myvi or Viva?

  19. Hi Sir, my nett salary is RM1600, can I get a bank loan without guranto?

  20. Hi I’m Ed, an expat with salary of 9500RM per month. I’m planning to get an Alza, is it possible? If possible then what are the procedures and requirements? Thanks!

    • Hi Ed, how long have you been working here? Do you have a driving license, visa, pay slips 3 months and banks statements and job offer letter? If you are non-citizen, you need to make at least 30% down payment and do max of 5 years loan. We have had many cases like this and we are able to help you if you meet all of the requirements. Thanks!

  21. Hello, can I ask that if I want to get a Perodua Viva, but without guarantor, what are the term and conditions that I need to fulfilled? Thank you

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

Follow

Get every new post delivered to your Inbox.

Join 710 other followers

%d bloggers like this: